It's great when someone is straightforward:
Your loan to use how you want

Are you planning a purchase but don't have enough money in your account at the moment? Credit gives you flexibility. Contact us and we will find the right loan together.

CREDIT-now

Credit amount in CHF

.— - .—

Term

- months

Effective annual interest rate

% - % instead of % - %

dependent on creditworthiness

% - % instead of %* - %

for homeowners in Switzerland,
dependent on creditworthiness

* the most favorable interest rate (%) is excluded from the discount.

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Conditions

You are at least 20 years old
You are a permanent resident in Switzerland
You have Swiss citizenship, a C permanent residence permit, or a B, L, or G residence permit
If you own your own home, you benefit from lower interest rates: You have been the sole owner or co-owner of a property in Switzerland for at least six months (entry in the land register)

Other benefits

Interest deductible from taxable income.
We don't charge any opening fees or commission.

Repayment method

Repayment in equal monthly installments.

Payment

Credit amount paid out via account transfer after 14-day statutory waiting period.

Your benefits thanks to the security package

Payment deferral*

Defer your monthly installment payments twice at no extra cost and even for two consecutive months. Contract term and repayment are extended without additional interest costs, which is ideal if money is unexpectedly needed elsewhere. Simply let us know by phone if and when you would like to defer your installment payment.

* Online promotions (million credit) do not include deferred payment.

Repayment option

According to Swiss consumer credit law, you have a 14-day right of cancelation. Only then is a loan paid out. The CREDIT-now security package extends this protection by another ten days, during which you can repay your loan without any costs or fees.

Credit protection insurance

Would you like more protection?

Then take advantage of the security package with CREDIT-now:

Cover in the event of death is already included free of charge. In addition, the interest and installment repayment can be insured against involuntary unemployment and incapacity to work (subject to a charge).

Simply state that you want this extended cover when you apply.

The path to a loan

1. Calculate Calculate the size of the loan you want without any obligations.

2. Apply Fill out your credit application online, upload a copy of your official ID, and submit.

3. Check Your credit application and your creditworthiness will be checked immediately. A response will be sent within 24 hours of receiving the required information and two days later you will receive the contract.

4. Sign Return the signed contract to us.

5. Payment After the statutory waiting period of 14 days, you will receive the money.

It's great when someone is straightforward: Your loan to use how you want

Your benefits thanks to the security package

The path to a loan

It's great when someone is straightforward:
Your loan to use how you want