A new car, financing a renovation, or perhaps it's new furniture you want. No matter what your plans, we make obtaining a loan as straightforward as possible – whatever you want to use it for. Read here how to easily access an online loan.
Requesting for a loan today is much less complicated than it was just a few years ago because now you can apply for your personal loan completely online.
Your loan at BANK-now – how it works:
1. Calculate
Simply calculate the size of the loan you want without any obligations.
2. Apply
Fill out your credit application online, upload a copy of your official ID, and submit.
3. Check
Your application will be reviewed immediately. Generally, you will receive a response within 24-48 hours. You will receive the contract two days later.
4. Sign
Return the signed contract to us.
5. Payment
The credit amount will be paid directly into your account immediately after the statutory waiting period of 14 days.
CREDIT-now
From just
5.9%
Credit amount in CHF
5’000.— - 250’000.—
Term
6 - 84 months
Effective annual interest rate
6.9 % - 10.9
%
dependent on creditworthiness
5.9 % - 10.5 %
for homeowners in Switzerland,
dependent on creditworthiness
dependent on creditworthiness
From just
5.9%
CREDIT-now
Credit amount in CHF
5’000.— - 250’000.—
Term
6 - 84 months
Effective annual interest rate
6.9 % - 10.9
%
dependent on creditworthiness
5.9 % - 10.5 %
for homeowners in Switzerland,
dependent on creditworthiness
dependent on creditworthiness
Conditions
- You are at least 20 years old
- You are a permanent resident in Switzerland
- You have Swiss citizenship, a C permanent residence permit, or a B residence permit
- If you own your own home, you benefit from lower interest rates: You have been the sole owner or co-owner of a property in Switzerland for at least six months (entry in the land register)
Repayment method
- Repayment in equal monthly installments.
Other benefits
- Interest deductible from taxable income.
- We don't charge any opening fees or commission.
Direct payment
- The credit amount will be paid directly into your account immediately after the statutory waiting period of 14 days.
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