The optimal credit solution for you from Switzerland – the secure and plannable personal loan.

It's often the little things that make life worth living. But every now and then we long for something big - a new car or the desire for new home furnishings. Often these projects exceed the budget, and a loan can help here.

To avoid any unpleasant surprises and to be able to reliably assess your financial leeway, we recommend that you make sure you work with a responsible financing partner whose knowledge you can always count on.

Like 80,000 other clients, you too can put your trust in us, the Swiss credit specialist - your bank.

Your advantages with a personal loan from CREDIT-now

  • Included free of charge

Flex service 
You can apply for a credit increase or a term adjustment at any time. If the new creditworthiness check is successful, your existing credit agreement will be replaced by a new one. 
Instalment break
You can defer the monthly instalment twice free of charge.
Redemption service 
We arrange the redemption of your outstanding loans and expensive credit card obligations from other providers and combine them into a single loan. 
Right of withdrawal 
Even after the statutory withdrawal period has expired, you can repay the money free of charge within 10 days of disbursement. 
Credit Potential Service 
We show you how much additional money you can draw down with us. If you wish, we will check for an increase and replace your existing credit agreement with a new one if the credit potential check is successful.
Financial check     
We make sure that you can afford your monthly instalment. Our certified team of experts will be happy to advise you personally and free of charge at one of our 16 branches or by telephone. You can also use the Quick Finance Check on our website at any time. 

  • Maximum security

Paid instalment protection     
Your instalments can be insured for a fee and will be covered in the event of unemployment or disability through no fault of your own. 

  • Simple and convenient

Immediate credit assessment 
You can calculate the instalment online, know whether the loan you want is within your budget thanks to the initial assessment, and send off your application for a quote straight away.     
Careful creditworthiness check    
You will receive a credit decision from us within one working day, after we have carefully checked the information and documents you have submitted as well as your creditworthiness.    
Direct disbursement    
The loan amount is paid out directly to your account immediately after the statutory 14-day cancellation period.

We guarantee these benefits with a personal loan from CREDIT-now

The personal loan from CREDIT-now is our popular loan product where you can count on a fixed term and fixed monthly instalments.

Our loan amounts range from CHF 1,000 to CHF 80,000 and have a term of 6 to 72 months that can be selected in advance.

We guarantee you no hidden costs, a loan without opening fees and commissions, as well as a free and absolutely unique security package.

The security package includes loan protection in the event of death and grants you two instalment deferrals without additional interest charges. You have changed your mind? No problem - with the security package you get a free repayment option within 10 days of disbursement. Guaranteed.

Finance your personal loan with CREDIT-now

We are happy to help you finance your personal loan.

Do you already know the loan amount you need? Then apply for your loan amount directly online via our loan calculator.

On the other hand, our online budget calculator will help you calculate your maximum loan amount, taking your budget into account: Click here for the budget calculator.

You are also welcome to contact our staff. Either at one of our locations throughout Switzerland or by telephone on 0800 40 40 42.

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For credit questions

0800 40 40 42

Calls are free of charge from Switzerland

Monday to Friday, 08:00 to 18:00

Monday to Friday, 08:00 to 18:00

For leasing questions

0800 40 40 43

Calls are free of charge from Switzerland

Monday to Friday, 08:00 to 18:00

Monday to Friday, 08:00 to 18:00

Schedule a free callback or write to us using the contact form.

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