A secure and easy way of finding the right loan for you
A new car, financing a renovation, or perhaps it's new furniture you want. No matter what your plans, we make obtaining a loan as straightforward as possible – whatever you want to use it for.
Requesting for a loan today is much less complicated than it was just a few years ago because now you can apply for your personal loan completely online.
Your loan at BANK-now – how it works:
1. Calculate
Simply calculate the size of the loan you want without any obligations.
2. Apply
Fill out your credit application online, upload a copy of your official ID, and submit.
3. Check
Your credit application and your creditworthiness will be checked immediately. A response will be sent within 24 hours of receiving the required information and two days later you will receive the contract.
4. Sign
Return the signed contract to us.
5. Payment
After the statutory waiting period of 14 days, you will receive the money.
CREDIT-now
Credit amount in CHF
.— - .—
Term
- months
Effective annual interest rate
% - % instead of % - %
dependent on creditworthiness
% - % instead of %* - %
for homeowners in Switzerland,
dependent on creditworthiness
dependent on creditworthiness
* the most favorable interest rate (%) is excluded from the discount.
Conditions
- You are at least 20 years old
- You are a permanent resident in Switzerland
- You have Swiss citizenship, a C permanent residence permit, or a B, L, or G residence permit
- If you own your own home, you benefit from lower interest rates: You have been the sole owner or co-owner of a property in Switzerland for at least six months (entry in the land register)
Other benefits
- Interest deductible from taxable income.
- We don't charge any opening fees or commission.
Repayment method
Repayment in equal monthly installments.
Payment
Credit amount paid out via account transfer after 14-day statutory waiting period.