Leasing allows you to stay financially flexible and mobile. Finance your vehicle in monthly instalments – without ever having to pay the vehicle’s full price.
Whether you’re looking for a new or used car, stay mobile and drive the car that’s perfect for your everyday life.
Our leasing calculator shows you what your ideal instalments could look like in just a few steps. You can then complete the transaction directly with your garage.
Financing amounts in CHF for cars
7’000.- to 250’000.-
Financing amounts in CHF for motorcycles
from 4’000.-
Term
6 months to 5 years
Nominal annual interest rate
5.7% - 7.6%
excl. motorcycles
To apply for a loan, you must hold
Additional benefits
Paying out and repaying your loan
Fixed interest rate
Leasing a car is just like renting an apartment – you pay a monthly instalment for using the vehicle for the term of the agreement at a fixed interest rate.
Return option
After the end of the agreement, you can simply give your leased vehicle back to the dealer.
Financing a vehicle’s residual value
When leasing, it is possible to finance the residual value of a vehicle. This residual value is determined in sales discussions with the dealer.
Payment protection
You have the option to protect your monthly lease instalments. This insurance policy takes over the payment of your instalments in the event of involuntary unemployment or incapacity to work – offering you additional security when leasing a car.
Plan ahead
Use our lease calculator to get an initial estimate of your monthly instalments.
You can customise the vehicle price, term and deposit to get an overview of your financing options.
Get everything ready
As soon as you know your preferred instalments, discuss your leasing options with the garage of your choice.
Your lease application will be processed there and then – quickly, personally and easily.
Get started
Once your application has been approved, you can take possession of your new vehicle directly from the garage.
The agreement is concluded there and then – for a seamless handover and a great start to life with your new car.
Protect yourself against unexpected events! Our leasing insurance keeps you financially protected – even in the event of redundancy, illness or other unforeseen situations.
With a LEASE-now leasing product, you pay a monthly installment to use the vehicle over the term of the agreement, similar to paying rent for an apartment, but BANK-now remains the sole owner of the vehicle. The monthly installment is calculated based on the cash purchase price, the number of kilometers driven annually, the lease duration, the lease interest rate, and the relevant residual value. At the end of the agreement, you can return the vehicle to your dealer.
With a CREDIT-now credit product, product, you get a loan to buy the vehicle from a supplier. Following the purchase, full ownership of the vehicle will be transferred to your name. Unlike a leasing agreement, there is no obligation to the supplier and the vehicle can be sold at any time.
This is not an exhaustive overview of the differences. If you have any further questions, please do not hesitate to contact us by phone at 0800 40 40 42.
In most cases, a lease agreement can be renewed at attractive conditions. Contact BANK-now at 0800 40 40 43 before renewing your agreement to review your options.
A down payment of up to a maximum of 50% of the purchase price can be made on your lease. After the assessment of creditworthiness, BANK-now may require a down payment from you to improve your creditworthiness. A down payment has a positive effect on the monthly lease payment. There is no need to pay a deposit.
