You will find all frequently asked questions here

You will find the answers to the most common questions about credit, leasing, and financing in our FAQs. 

FAQs on the topic of credit

What is the difference between leasing and a personal loan (when buying a car)?

With a LEASE-now leasing product, you pay a monthly installment to use the vehicle over the term of the agreement, similar to paying rent for an apartment, but BANK-now remains the sole owner of the vehicle. The monthly installment is calculated based on the cash purchase price, the number of kilometers driven annually, the lease duration, the lease interest rate, and the relevant residual value. At the end of the agreement, you can return the vehicle to your dealer.

With a CREDIT-now credit product, you get a loan to buy the vehicle from a supplier and pay the full cash purchase price. In principle the supplier does not take the vehicle back at the end of the contractual period as you are the owner. This means that you are free to sell the vehicle at any time.

This is not an exhaustive overview of the differences. If you have any further questions, please do not hesitate to contact us by phone at 0800 40 40 42.

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For credit questions

0800 40 40 42

Calls are free of charge from Switzerland

Monday to Friday, 08:00 to 18:00

Monday to Friday, 08:00 to 18:00

For leasing questions

0800 40 40 43

Calls are free of charge from Switzerland

Monday to Friday, 08:00 to 18:00

Monday to Friday, 08:00 to 18:00

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